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Richard Gorham

Capital One
Sr. Director - Finance & Risk Management - Audit
Mr. Gorham has over 15 years of experience in the financial services industry at banks and government sponsored entities. He joined Capital One in 2015 and is currently responsible for leading its Risk Audit function covering Enterprise Risk Management, Operational Risk Management, and Credit Risk Management. Most recently at Ernst & Young, Mr. Gorham served in the Risk Management – Internal Audit group where he was primarily focused on auditing Model Risk Governance, Capital Planning and Stress Testing (CCAR/DFAST), and Credit Risk Management processes for clients.  
Mr. Gorham has a Bachelor’s Degree of Business Administration, with a concentration in Finance and Accounting from James Madison University.  He is also a Certified Public Accountant (CPA)