Mr. Aponte has over 30 years of experience in evaluating and financing the healthcare and senior living industries. In his current position with PNC Bank, he has credit oversight responsibility for PNC’s $12 billion taxable and tax-exempt healthcare and senior living portfolio.

Prior to PNC Bank, Mr. Aponte underwrote portfolio credit default risk and managed GE Capital’s $3.1 billion senior housing commercial real estate portfolio which included debt, JV, and equity ownership interests. Active in the senior living industry he participated in numerous industry seminars, conferences, and presentations. As an industry consultant he provided feasibility and new project development and financial modeling support to ZA Consulting, based in Jenkintown, PA.

Other career highlights include work with Lloyd Lewis, founder of the Kendal Corporation at US Retirement in the development ofcooperative owned-CCRC retirement communities in Arizona, New York, and New Jersey.

r. Aponte completed his MBA at the University of Chicago and his BA at Dartmouth College in Hanover, NH.