Present Job Function: Jodi Richard is Vice Chair and Chief Risk Officer at U.S. Bancorp. She oversees all aspects of the company’s risk management activities, including operational risk, credit risk, market risk, model risk, global compliance, AML/BSA, independent risk review and regulatory services. She previously was Executive Vice President and Chief Operational Risk Officer, managing the company’s operational risk management activities.

Previous Employment: Prior to joining U.S. Bancorp, Richard was Executive Vice President and Head of Operational Risk and Internal Control at HSBC North America. She was there for 11 years, serving in enterprise risk roles including Head of Risk Governance and Administration and Director of Regulatory Compliance.

Richard also spent 12 years at the Office of the Comptroller of the Currency (OCC), where she served as National Bank Examiner, specializing in retail credit and credit card bank supervision. Between two periods with the OCC, she served as Chief Compliance Officer for Sears National Bank.

Richard was nominated as one of American Banker’s Most Powerful Women in Banking in 2013, 2015, and 2019. She was also named Best Technology Executive in 2017 by Waters Technology.

Education: Richard holds a BA in finance from the University of Northern Iowa. She is also a graduate of the Leading Women’s Executive Program.

Memberships/Affiliations:
Board member, Fairview Health Services
Board member, Catholic Charities of St. Paul and Minneapolis

RMA Service:
Past chair, Advanced Operational Risk Group (AORG)
Past member, Operational Risk Council
Member, Board of Directors