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avatar for Elaine Makdah

Elaine Makdah

PayNet, an Equifax Company
Statistical Index Developer
Elaine has been with PayNet, an Equifax Company since 2006 and brings 26 years of finance experience to her position. Elaine is instrumental to the production of PayNet’s U.S. Small Business Indices on a monthly basis, having played a major role in the design, development, and automation of these products. In her current role on the Solutions Delivery team, she also contributes to the production of Strategic Business Reviews, which benchmark specific clients against peers, providing business insights and strategic conclusions. Elaine is responsible for creating presentations highlighting economic trends and has additional expertise in analyzing the predictiveness of PayNet scores and risk models, evaluating the effectiveness of various methods of combining multiple data sources, and presenting alternative credit decision strategies to financial institutions. Over the past 14 years at PayNet, she has received many accolades for her work, the most recent being the Q2 2019 One Equifax Award, an honor given each quarter to top contributors